Where to invest

Dont go by star ratings alone., for past is past. Always go for clearly defined investment ideas by fund managers. My advise would be that you invest 50% in Large Cap Funds which have great performance, backed by reputed fund houses and have good potential namely Birla Sunlife Frontline Equity Fund,Franklin Templeton Bluechip FundFidelity Equity FundHDFC Top 200 Fund Reliance Vision FundAnother 20% should ideally be invested in Sector funds , and here ideally it is better if you take the option of Dividend Payout and my selection of funds would be Reliance Diversified Power Sector FundDSPML Tiger FundJM Basic FundSundaram Rural India FundTata Infrastructure FundAnother 20% could be in Aggressive Funds which which are potentially high risk high reward.Here too take the option of Dividend Payout and my selection would beHDFC Capital builder fundICICI Power FundHSBC Dynamic FundFranklin FlexicapLotus India Agile Fundand finally 10% in mid cap and small cap fund and they should beReliance Growth FundSundaram Select Midcap FundBirla Mid cap FundBest of luck

Lotus Agile Fund

Well, everyone is entitled to his/her opinion. But I would like to my money to grow rather than see other people's money grow and only then invest. If as an advisor, you are not able to analyse and foresee growth in a fund/investment, than what is your knowledge for?. My analysis and experience says that Quant Funds have given good returns all over the world and I find no reason why Lotus Agile Fund will be an exception
Lotus India Agile Fund will be an outperformer. Just watch. As far Lotus Mutual Fund's performance, they have not been bad. Their Tax Plan has given more than 50% return over 1 year. and more than that the fund house itself is not more than 1 year old. Give them time to prove.

Lotus India Agile Fund

Lotus Mutual Fund's recent fund Lotus India Agile Fund is a unique fund which uses mathematical module to buy stocks. This is a Quant based Fund. their backtesting over past 11 years has shown that they have beaten Nifty by over 100% percent, and that too in this bullish market. And their negative performance over a period of 5 years is ZERO!.I for one, was really floored by their presentation. And I saw to it that almost all my clients invested in this fund. Just another 1 year, this fund will be definitely among the top 10 performers. I feel that this fund is a must have in every one's portfolio.Best of luck.